Cigna Insurance Open Access Plus

Cigna Insurance Open Access Plus: A Comprehensive Overview

As the world of healthcare continues to evolve, insurance providers are looking for innovative ways to provide their customers with the best possible care. One such provider is Cigna, a global health service company that serves over 170 million customers worldwide. Cigna offers a variety of health insurance plans, including their Open Access Plus plan. In this article, we will provide you with a comprehensive overview of Cigna Insurance Open Access Plus, including what it is, what it covers, and how it works.

What is Cigna Insurance Open Access Plus?

Cigna Insurance Open Access Plus is a type of health insurance plan that offers customers a wide range of benefits, including access to a large network of healthcare providers. With this plan, customers have the freedom to choose their healthcare provider, without having to worry about getting a referral from their primary care physician. This means that customers can see any healthcare provider within the Cigna network, without any restrictions or limitations.

Cigna Insurance Open Access Plus is a preferred provider organization (PPO) plan. This means that customers have the option of seeing out-of-network healthcare providers, but may have to pay higher out-of-pocket costs for these services.

What Does Cigna Insurance Open Access Plus Cover?

Cigna Insurance Open Access Plus covers a wide range of medical services, including preventive care, diagnostic tests, and treatment for illnesses and injuries. Some of the specific services that are covered by this plan include:

– Wellness visits, including annual physicals and screenings
– Emergency care, including hospitalizations and ambulance services
– Prescription medications, including both brand-name and generic drugs
– Specialist care, including visits to dermatologists, cardiologists, and other specialists
– Mental health and substance abuse treatment
– Physical therapy and rehabilitation services
– Medical equipment and supplies, such as durable medical equipment (DME) and prosthetics
– Maternity and newborn care

Overall, Cigna Insurance Open Access Plus is designed to provide comprehensive coverage for a wide range of medical services, making it a great option for customers who want to have the flexibility to choose their healthcare provider.

How Does Cigna Insurance Open Access Plus Work?

Cigna Insurance Open Access Plus works by offering customers access to a large network of healthcare providers. When customers need medical care, they can choose any healthcare provider within the Cigna network, without having to worry about getting a referral from their primary care physician. This means that customers have the freedom to choose the healthcare provider that best meets their needs.

If customers choose to see an out-of-network healthcare provider, they may have to pay higher out-of-pocket costs for these services. Cigna Insurance Open Access Plus does offer some out-of-network coverage, but the costs may be higher than if customers see an in-network provider.

In addition to offering access to a large network of healthcare providers, Cigna Insurance Open Access Plus also offers customers a variety of tools and resources to help them manage their healthcare. These include:

– Online tools and resources, such as an online provider directory and a health risk assessment
– Wellness programs, including weight management and smoking cessation programs
– 24/7 customer service and support

These tools and resources are designed to help customers make informed decisions about their healthcare, and to make it easier for them to manage their health.

Conclusion

Cigna Insurance Open Access Plus is a comprehensive health insurance plan that offers customers a wide range of benefits, including access to a large network of healthcare providers. This plan is designed to provide customers with the freedom to choose their healthcare provider, without having to worry about getting a referral from their primary care physician. With comprehensive coverage for a wide range of medical services, including preventive care, diagnostic tests, and treatment for illnesses and injuries, Cigna Insurance Open Access Plus is a great option for customers who want to have the flexibility to choose their healthcare provider.