Travel Insurance Great Eastern Claim

Travel Insurance Great Eastern Claim: A Comprehensive Guide

Traveling can be an exciting and enriching experience, but it also comes with its own set of risks and uncertainties. Accidents, illnesses, cancellations, and lost luggage are just some of the things that can go wrong during a trip. This is where travel insurance comes in – to provide financial protection and peace of mind in case of unforeseen events. In this article, we’ll take a closer look at Travel Insurance Great Eastern Claim, one of the popular insurance options in the market.

What is Travel Insurance Great Eastern Claim?

Travel Insurance Great Eastern Claim is a product offered by Great Eastern Insurance, a leading insurance company in Asia. This travel insurance policy is designed to cover a wide range of risks and expenses that travelers may face during their trip. It includes benefits such as emergency medical assistance, trip cancellation, trip interruption, lost or delayed baggage, travel delays, and personal liability coverage.

Who is eligible for Travel Insurance Great Eastern Claim?

Travel Insurance Great Eastern Claim is available to residents of Singapore who are between 1 and 75 years old. The policy can cover both individual travelers and families, with options for single trip or annual coverage. You can purchase the policy online or through Great Eastern’s authorized agents.

What does Travel Insurance Great Eastern Claim cover?

The coverage of Travel Insurance Great Eastern Claim varies depending on the policy you choose. Here are some of the benefits and features that you can expect:

1. Emergency medical assistance – provides coverage for medical expenses incurred due to illness or injury during the trip, including hospitalization, surgery, and medication.

2. Trip cancellation and interruption – reimburses non-refundable expenses such as airfare, hotel bookings, and tour packages if you have to cancel or cut short your trip due to covered reasons such as illness, injury, natural disasters, or other unforeseen events.

3. Lost or delayed baggage – provides coverage for the loss, theft, or damage of your luggage and personal belongings, as well as expenses for purchasing essential items while waiting for your baggage to arrive.

4. Travel delays – reimburses additional expenses such as accommodation and meals if your trip is delayed for more than 6 hours due to covered reasons such as bad weather, strikes, or mechanical breakdowns.

5. Personal liability coverage – provides coverage for legal liability arising from accidental injury or damage caused to others during the trip.

6. 24-hour emergency assistance – provides access to a 24-hour hotline for emergency medical assistance, travel advice, and other support services.

What are the exclusions of Travel Insurance Great Eastern Claim?

Like any insurance policy, Travel Insurance Great Eastern Claim has certain exclusions and limitations that you need to be aware of. Here are some of the common exclusions:

1. Pre-existing medical conditions – Travel Insurance Great Eastern Claim does not cover medical expenses related to pre-existing medical conditions, unless you have declared them and obtained prior approval from Great Eastern.

2. High-risk activities – the policy does not cover injuries or accidents incurred while participating in high-risk activities such as extreme sports, bungee jumping, and skydiving.

3. Intoxication – the policy does not cover injuries or accidents caused by being under the influence of alcohol or drugs.

4. War and terrorism – the policy does not cover injuries or accidents caused by war, terrorism, and political unrest.

5. Illegal activities – the policy does not cover injuries or accidents related to illegal activities.

It is important to read and understand the terms and conditions of the policy before purchasing it, as well as to declare any pre-existing medical conditions or high-risk activities that you plan to undertake during your trip.

How to make a claim for Travel Insurance Great Eastern Claim?

In case of any covered event during your trip, you can file a claim for Travel Insurance Great Eastern Claim by following these simple steps:

1. Notify Great Eastern as soon as possible – you should report any claimable event within 30 days of its occurrence, and provide all necessary documents and information.

2. Complete the claim form – you can download the claim form from Great Eastern’s website or request it from their customer service. Make sure to fill in all required fields and attach all supporting documents such as medical certificates, receipts, or police reports.

3. Submit the claim form and supporting documents – you can submit the claim form and supporting documents through email, fax, or regular mail.

4. Wait for the claim decision – Great Eastern will review your claim and inform you of the outcome within a reasonable period of time. If your claim is approved, you will receive the reimbursement or compensation as stated in the policy.

Conclusion

Travel Insurance Great Eastern Claim is a comprehensive and reliable option for travelers who want to protect themselves from unexpected events during their trip. It offers a wide range of benefits and features, as well as access to 24-hour emergency assistance. However, it is important to read and understand the policy’s terms and conditions, as well as to declare any pre-existing medical conditions or high-risk activities. By following the steps outlined above, you can easily make a claim in case of any covered event and receive the financial protection you need for a worry-free trip.